Outline of the program :
- Interest rate from 12.99% to 32.99% depending on the borrower’s credit risk
- Financing terms between 24 and 60 months
- No hidden fees or administration fees
- Open loan repayable at any time, at no additional cost
You are not eligible for the loan,
If one or more of following situations apply to you:
- Do you have a gross annual income of less than $ 21,000 per year? (Eligible income: Employment income, workers’ compensation, maternity and parental benefits, self-employment, family allowances, old age security income, provincial or federal pension plan)
- Do you have 2 or more insolvencies with a bankruptcy trustee?
- Do you have over $ 1,500 in judgments and / or lawsuits and / or collections on your credit bureau ?
- Do you have 2 or more accounts written off on your credit bureau?
- Do you have a temporary social insurance number (starting with 9)?