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  • 24/7 online helpline
  • 1039 Belfast Rd, Ottawa, ON K1B 3S2
  • 613 240 7866

We are here to help

Our Approval Team has delivered cars with loan rates as low as 4.99% up to 29.9%, and everywhere in between. The team works with you to get the lowest rate possible based on your individual circumstances. If you have to take a higher rate initially over time they work diligently to reduce that rate as your credit gets repaired and re-established.

Other FAQs you might also be interested in…

  • I Have A Co-Signer, Will That Improve My Chances For Approval?
  • I Have A Trade-In, Can I Use That For A Down Payment?
  • How Much Money Down will I need?
  • I am unsure about some of the Qs…

Yes, A co-signer will significantly increase your chances for approval on a new car.

Other FAQs you might also be interested in…

  • What interest rate will I have to pay?
  • I Have A Trade-In, Can I Use That For A Down Payment?
  • How Much Money Down will I need?
  • I am unsure about some of the Qs…

Yes! If you have equity in your current car it would be a very good idea to use for a down payment. Even if you owe a little too much on your trade-in, we can help you with that.

Other FAQs you might also be interested in…

  • What interest rate will I have to pay?
  • I Have A Co-Signer, Will That Improve My Chances For Approval?
  • How Much Money Down will I need?
  • I am unsure about some of the Qs…

A down payment is on a customer-by-customer basis.

There are many factors that go in to determining if a down payment is necessary or how much is required. While a down payment isn’t necessarily required for approval, having a down payment certainly improves your chances of actually being approved.

Other FAQs you might also be interested in…

  • What interest rate will I have to pay?
  • I Have A Co-Signer, Will That Improve My Chances For Approval?
  • I Have A Trade-In, Can I Use That For A Down Payment?
  • I am unsure about some of the Qs…

I Am Unsure About Some Of The Questions On The Application, Can I Call Someone To Help Me?

Of Course! We have members of our Finance Team standing by to answer any questions you may have. Call us now if you are having any issues with the online application or if you would rather speak with someone over the phone. Simply dial 613 240-7866 to speak with a member of our Approval Team.

Other FAQs you might also be interested in…

  • What interest rate will I have to pay?
  • I Have A Co-Signer, Will That Improve My Chances For Approval?
  • I Have A Trade-In, Can I Use That For A Down Payment?
  • How Much Money Down will I need?

We take many precautions to make sure that your information stays safe. It’s very safe to send your online car loan application on our website. Once we receive your application we personally work with our financial partners to keep your information safe.

Other FAQs you might also be interested in…

  • What interest rate will I have to pay?
  • I Have A Co-Signer, Will That Improve My Chances For Approval?
  • I Have A Trade-In, Can I Use That For A Down Payment?
  • How Much Money Down will I need?

It is a very easy process. Our Finance Team is here to support you in the auto loan process. To begin all you have to do is click here. Once you fill out the application a member of our team will contact you to answer any questions you may have.

Other FAQs you might also be interested in…

  • What interest rate will I have to pay?
  • I Have A Co-Signer, Will That Improve My Chances For Approval?
  • I Have A Trade-In, Can I Use That For A Down Payment?
  • How Much Money Down will I need?
  • I am unsure about some of the Qs…

Q: Can I get approved if I am currently in bankruptcy or a proposal?
A: Yes. Absolutely. We have lenders who specialize in just your situation and provide loans with competitive rates for clients who are currently in bankruptcy or a proposal.

Q: Can I get approved if I cannot prove my income, or I am self-employed?
A: Yes. Many lenders understand that some jobs such as contractors, or self-employed individuals cannot prove their income.

Q: My credit is very bad, and I have been turned down elsewhere. What can I do?
A: We have the experience to help. As long as you have the income to support a loan, we will have a way to help. We will work with you to get you approved. We want your business.

Q: How can I improve my credit?
A: A well paid car loan is a great way to improve your credit. One of our experienced finance professionals can sit with you and discuss your current situation and ways you can improve it. All at no charge and with no commitment.

Q: How does the 0% work?
A: Take the price, add the tax, divide by 60 and there is your payment! For every $10000 plus tax you spend on a vehicle you will save $1800 in interest compared to 4.99% interest. We can pre-approve you for 0%.

Q: What are your rates?
A: Our rates start at 3.99%. VinBusters.com will pre-approve you and advise you of the terms before selecting a vehicle but interest rates vary by applicant between 3.99% and 29.99%.

Q: Are there any fees or charges?
A: There is no charge and no obligation to apply. Car Loans are subject to some fees which are disclosed to you as part of the Actual Interest Rate when concluding a sale.

Have Any Questions?